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In an increasingly digital world, the payments landscape is rapidly evolving, and at the forefront of this change is open banking. This emerging concept is transforming the way financial transactions are conducted, especially in the realm of Account-to-Account (A2A) payments. Open banking, by leveraging technology and data sharing, is paving the way for more efficient, secure, and cost-effective payment solutions that have the potential to radically alter the financial industry. [...]

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